Tops Charters
Crystal River FL
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Tops Charters
Crystal River FL
Your Captain
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Richard Delgado
Identity Verified
Richard Delgado, Captain at Tops Charters
If you’re searching for a Crystal River fishing guide service that keeps things simple, productive, and fun for all ages, Tops Charters delivers just that. Based in one of Florida’s top fishing destinations, Captain Richard runs trips that cover both freshwater and saltwater options, giving anglers plenty of variety in one beautiful place. Whether you're after bass in Lake Henderson, chasing inshore favorites like Redfish and Speckled Trout, or looking forward to the scalloping season, this charter makes it easy to enjoy every moment on the water.
Captain Richard operates a 20’ Express center console designed for small groups of up to three passengers. It's a great fit for families, couples, or solo anglers who prefer a more relaxed, one-on-one fishing experience. The boat comes equipped with everything needed for the day—rods, reels, tackle, lures, and live bait are included at no extra charge. No fishing license is required either, so guests can focus on fishing, not paperwork.
Crystal River is known for its mix of freshwater and saltwater habitats, and this charter lets you explore both. Target Largemouth Bass in the calm waters of Lake Henderson or try your luck with Sheepshead, Snook, or Redfish in the inshore channels. The nearby Rainbow River also offers opportunities for light tackle and sightseeing, making it ideal for beginners and families. During the summer months, Tops Charters also offers scalloping tours, giving guests the chance to collect fresh bay scallops in shallow water. All necessary gear for scalloping is provided—just bring your swimwear and a good pair of fins.
Families are welcome on board, and kids are encouraged to join. Just check ahead to confirm life jacket sizes. Bottled water is included, and you’re welcome to bring extra drinks or snacks—just avoid glass containers. Moderate alcohol is fine, though hard liquor is not permitted.
Whether you're interested in guided bass fishing trips in Lake Henderson, scalloping near Crystal River, or a half-day saltwater outing, Tops Charters is ready to show you a good time on the water. Every trip is adjusted to match your experience level and interests. Captain Richard’s focus is on making sure everyone enjoys their day—from learning the basics to landing a memorable catch.
For the best of both worlds—freshwater and saltwater fishing—book with Tops Charters and discover what makes Crystal River such a great place to fish.
Upcoming Availability
Expertise & Attributes
fishing
Freshwater Fishing
Good with Families
Good with Kids
Good with New AnglersFishing Techniques
What's Included
Keep your Catch
This guide offers trips that you are able to take home your catch.
Good to Knows
Your Guide has some important details about your trip with them.
Show More
License
Read about the licensing details that is / is not covered in the below trips.
Nature / Wildlife Views
This guide offers trips with nature and wildlife views.
Cancellation Policy
When you book your fishing trip, you will need to first put down a deposit to hold the reservation.
Show More
What's Included
Keep your Catch
This guide offers trips that you are able to take home your catch.
Good to Knows
Your Guide has some important details about your trip with them.
Show More
License
Read about the licensing details that is / is not covered in the below trips.
Nature / Wildlife Views
This guide offers trips with nature and wildlife views.
Cancellation Policy
When you book your fishing trip, you will need to first put down a deposit to hold the reservation.
Show More
Trips Available with Tops Charters
Top-Rated
Instant Booking
Fishing - Inshore
Tops Charters20'Express Max 3 guests (base trip price includes 3 guests)
Crystal River Inshore Fishing – Half Day
This 5-hour inshore saltwater trip is perfect for targeting species like Redfish, Spotted Seatrout, Snook, and Black Drum. Designed for small groups of up to 3 guests, it’s a hands-on experience with guidance from your captain. All rods, reels, tackle, and bait are provided, making it easy for beginners and seasoned anglers alike. Start and end times may shift based on weather, tides, and conditions to ensure safety and maximize your chances of success. The calm inshore waters offer a smooth ride and a great opportunity to fish close to shore.
Morning Trip
Maximum 3 persons allowed (base trip price includes 3 guests)
5 Hours
8:00 AMPick Your Date
Top-RatedInstant BookingFishing - InshoreScalloping and Fishing
Enjoy the day on the water on the nature coast scalloping and fishing.
Morning Trip
Maximum 3 persons allowed (base trip price includes 3 guests)
6 Hours8:00 AMPick Your Date
Top-RatedInstant BookingFishing - InshoreTops Charters20'Express Max 3 guests (base trip price includes 3 guests)
Crystal River Scalloping – Half Day
Join a 4 hour scalloping trip in the shallow waters off Crystal River, ideal for groups of up to 4 guests. You'll snorkel in depths of 4 to 8 feet, searching for sweet, fresh scallops during Florida's 2025 scallop season, which runs from July 1 to September 24. All snorkeling gear is provided, so you only need to bring swimwear, a towel, and sun protection. This experience is great for beginners, families, or anyone looking to enjoy a laid-back day in clear Gulf waters.
Afternoon Trip
Maximum 3 persons allowed (base trip price includes 3 guests)
4 Hours1:30 PMMorning Trip
Maximum 3 persons allowed (base trip price includes 3 guests)
4 Hours8:00 AMPick Your Date
Top-RatedInstant BookingFishing - LakeTops Charters20'Express Max 3 guests (base trip price includes 3 guests)
Lake Henderson Bass Fishing – Half Day
large mouth bass fishing on hernderson lake.
Morning Trip
Maximum 3 persons allowed (base trip price includes 3 guests)
5 Hours8:00 AMPick Your Date
Top-RatedInstant BookingFishing - RiverTops Charters20'Express Max 3 guests (base trip price includes 3 guests)
Rainbow River Bass Fishing – Half Day
Morning Trip
Maximum 3 persons allowed (base trip price includes 3 guests)
5 Hours8:00 AMPick Your Date
Vehicle
Tops Charters
Boat Type:
Boat Guest Capacity:
3
Boat Length:
20 ft
Manufacturer Name:
Express
Model Year:
2020
Engine Manufacturer Name:
Yamaha
# of Engines:
1
Horsepower Per Engine:
115
Maximum Cruising Speed:
35
Features: Bait Tank Snorkelling Equipment Toilet Ice-Box Trolling Motor Fish Finder GPS
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Captain Richard runs a 20’ Express center console, ideal for up to 3 guests. It’s fully equipped with rods, reels, tackle, and live bait. The boat features a trolling motor for shallow waters, a cooler with bottled water, and all the gear needed for a smooth day on Crystal River.
Boat
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Tops Charters
Boat Type:
Boat Guest Capacity:
3
Boat Length:
20 ft
Vehicle Details
FAQs about Tops Charters
What are the trip rates for Tops Charters?
What's included in the trip price with Tops Charters?
What types of Fishing does Tops Charters offer?
Which Fishing species can I catch with Tops Charters?
What is the cancellation policy for Tops Charters?
Reports and Expert Articles
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Crystal River Scalloping: Hands-On Adventure with Tops Charters
What a great day on the water, couldn't ask for more action! I had the pleasure of taking Allison and her crew out for a 5-hour private scalloping and fishing tour in Crystal River, FL this summer. We set out early in the morning with Tops Charters, ready for an exciting day of inshore adventure. The weather was partly cloudy, perfect for our excursion, though we knew some afternoon rain might be in the cards. Crystal River's waters were calling, and we were eager to answer.With our gear rigged and ready, we headed out to some prime scalloping spots. I always love showing folks the ropes of scalloping - it's such a unique experience here in Crystal River. We used a mix of techniques, including sight fishing, which is key for spotting those elusive bivalves. The partly cloudy skies actually worked in our favor, providing just enough cover to keep the water from getting too warm too quickly.Allison and crew got the hang of spotting scallops pretty quickly, and before we knew it, we were having a blast scouring the sea grass for these tasty treasures. The afternoon rain eventually rolled in, but it didn't dampen our spirits one bit, and they did catch a mixed bag of mfish. We wrapped up the trip with great time and smiles all around!If you're thinking about coming out to Crystal River for some unforgettable scalloping action, now's the time to plan your trip with Tops Charters. Our 5-Hour Private Scalloping Tours with Gear Included are available from July 1st to September 24th, 2025, and they're the perfect way to experience this unique Florida adventure. Whether you're a seasoned scalloper or it's your first time, we've got you covered with all the gear and guidance you need. Crystal River is known for its incredible scalloping grounds, and there's nothing quite like the thrill of finding your own dinner out there in the clear, shallow waters. Plus, the inshore fishing opportunities here are top-notch year-round. So if you're looking for a mix of scalloping and fishing, we can customize a trip that gives you the best of both worlds. Don't miss out on this quintessential Florida experience - book your Crystal River scalloping adventure with us and get ready for a day you won't forget!
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Crystal River Scalloping: Top-Rated 5-Hour Adventure with Tops Charters
One for the books today! I took Charles and their crew out for a 5-hour private scalloping tour in Crystal River, FL this summer. We set out early in the morning under partly cloudy skies, with a chance of rain in the forecast. The conditions were perfect for our adventure with Tops Charters, and everyone was ready for a great day on the water. Once the stage was set, we headed out to some prime scalloping spots. While we didn't land any fish on this trip, our focus was on the scallops, and we had a blast searching for them. We used a mix of techniques, including live bait fishing, sight fishing, and flats fishing, which are all great methods for exploring the Crystal River area. The inshore waters here are teeming with marine life, making it an ideal location for scalloping and fishing alike. Even though we didn't hook any fish this time, the scalloping experience was top-notch. We wrapped up the trip with great memories and plenty of stories to share. It's days like these that remind me why Crystal River is such a special place for outdoor enthusiasts. If you're thinking about coming out to Crystal River for some unforgettable water adventures, I'd love to have you aboard with Tops Charters. Our 5-Hour Private Scalloping Tour with Gear Included is a fantastic way to experience the beauty of our local waters. Running from July 1st to September 24th, 2025, it's the perfect summer activity for families, friends, or anyone looking to try something new. We provide all the gear you need, so you can just show up ready for fun. Whether you're an experienced scalloper or it's your first time, our inshore tours offer a unique opportunity to explore the rich marine life of Crystal River. Don't miss out on the chance to discover the hidden treasures beneath the surface of our crystal-clear waters. Book your scalloping adventure with us and experience firsthand why Crystal River is a top destination for water enthusiasts. Remember, the scalloping season is limited, so plan ahead to secure your spot on one of our tours. We're here to ensure you have a safe, enjoyable, and memorable time out on the water. Looking forward to welcoming you aboard for your own Crystal River scalloping adventure soon!
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Crystal River Inshore: Redfish, Snapper & Flounder Action
Hot bite and happy crew! I took Richard out for a 5-hour inshore fishing adventure in Crystal River, FL this summer. We kicked off our day at the crack of dawn, working around some morning rain before the skies cleared up. Conditions were perfect for sight fishing once the weather settled. Richard was eager to get after some redfish and other inshore species, so we wasted no time getting lines in the water. It was a great day to be out with Tops Charters, exploring the rich fishing grounds Crystal River has to offer. With our gear rigged and ready, we set out to target redfish, grey snapper, and summer flounder. I mixed up our approach, alternating between live bait fishing and sight fishing as we moved through different spots. The redfish were biting, and Richard managed to land a nice 14-incher - not a monster, but a solid catch that put up a good fight. We also had some luck with grey snapper and summer flounder, keeping us busy throughout the morning. As the day went on, I showed Richard some flipping and pitching techniques that work well in these waters. It's always fun to share local knowledge and see anglers pick up new skills. We wrapped up our half-day trip with a good mix of species in the boat and plenty of action to keep things interesting. While we didn't land any record-breakers, the steady bite made for an enjoyable time on the water. For anglers looking to experience the diverse inshore fishing Crystal River has to offer, I highly recommend booking a trip with us at Tops Charters. Our 5-Hour Guided Saltwater Trip for Redfish, Seatrout & More is perfect for both beginners and experienced fishermen. We tailor start times to the tides for the best chance at success, whether you're after redfish, snapper, flounder, or other inshore species. Summer is a great time to fish these waters, with plenty of action and the chance to use various techniques like live bait fishing and sight fishing. Don't miss out on the opportunity to explore the rich marine life and productive fishing grounds of Crystal River. Give us a call at Tops Charters to book your next inshore fishing adventure. We'll provide all the gear and expertise you need for a memorable day on the water, targeting some of Florida's most sought-after inshore species. Whether you're a local or just visiting, our Crystal River inshore fishing trips offer a fantastic way to experience the natural beauty and excellent angling opportunities this area is known for.
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Specks, Reds, and a Shark—Full Bag and Good Company on the Water
Had Tom on the boat for a second time, and this time he brought his friend Chuck. We start off with three solid speckled trouts then a bunch of sand trouts, a few gag groupers, landed one shark, a bunch of grunts, 5 reds and a couple of Jacks, all all a phenomenal day on the water with two great people and they went home with a nice bag of fish for dinner. A few opening this week and next, plus we have scallop sason right around the corner. Let me know if you guys want to get some time on the water.
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Quick Limit in the Big Bend—Crystal River Trips Booking Now
Took a group out up in the big bend area since they open early and we hit our limit in less than an hour. Hit me up if you want to get out in Crystal River area next month when our season opens.
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Reds, Trout, and Sharks—Back on the Water with a Bang
Been off the water for a little due to a nice family trip up north but today was a great day to be on the water. Had Todd on the boat and right off the bat he hooked into two nice reds. After the red bite cooled off we went a few miles out and had a blast. Boated over a dozen sand and spotted trout, a few grunts, and two baby sharks. However, the real fun was when we did hook onto a very nice 4’ shark, though it only gave us a few minutes of play time before it broke off. All and all, Todd had a great time and he should have some nice fish tacos tonight. Open most of this week and next week if anyone wants to get some time doing what our beautiful state has to offer.
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Final Push Lands Cobia and Gags, Team Finishes Strong in the Rankings
Sorry for the delay in posting after the close out of the tournement. On Sunday we did land two more Cobia, a bunch of gags and three absolute mangrove snapper slabs (so no pics, camera man is slacking on getting me photos). One of the two Cobia’s that we landed did put us in 2nd place around 2:45 when got in, but just ten minutes before 4:00, we had gotten bumped to 4th. I had to leave early so didn’t see the final tally. See you all out there, tight lines…. Team: Mark Nenadic (team captain) Austin Ellis Robbie Ellis Richard Delgado
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Rough Waters, Solid Catch: 5 Cobia & a Deck Full of Gags
For those who were out today in the tournement know the water was rough most of the day. However the team I am with did land 5 Cobia and close to 20 nice gags. We hope to have better luck tomorrow. Here’s just a small glimps of what was caught today. Tight lines… Austin Ellis Mark Nenadic team captian Robbie Ellis Richard Delgado John Bohannon
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Steady Trout Action with Mike, Alex & Corey – Open Dates Next Week! 4o
Had Mike, Alex, and Corey out today and we had a great time. No super big fish today, but we did hit both of the fish we targeted. Trout were hitting in the 5-7 foot range on popper cork with shrimp and slam shadies. Next week is wide open if anyone wants to get some time on the water.
Ratings & Reviews Summary
July 22, 2025
Visited the Crystal River area recently. Went out on a fishing trip with Richard. It was a great day on the water. Caught a bunch of fish. Saw some dolphins which was the coolest for me and one alligator. I’m not the best fisher. He was patient and kind. Perfect for any skill level. Great conversation. Highly recommend. Will book with again when back in the area.
July 22, 2025
Had a great time and awesome captain
July 22, 2025
Very clean boat, very knowledgeable captain, best fishing trip in my life. Highly recommend
July 22, 2025
I can not say enough good things about Tops Charters and Captain Richard! So knowledgeable, professional and personable! If you are still trying to decide, You will not be disappointed!! They are fantastic!
July 22, 2025
A very knowledgeable and prepared Captain. We caught alot of fish that day. He knew the water and fished alot of tournaments in the area. Captain Richard lived up to the hype. I already booked another trip.
July 22, 2025
Need some sun, fun, laughs, and tight lines....look no further than Tops Charters. Exceptional experience and 'TOP' guidance.
