Florida Fishing Charters with Cash Money Charters
Private Trip
Inshore Fishing
Threehour inshore charter targeting Trout, Redfish, and SnookFishing flats, rock piles, bridges and docks for diverse catchesTrolling opportunities for Grouper and Kingfish included
Looking for a solid half-day fishing trip that'll put you on fish without breaking the bank? Cash Money Charters delivers exactly what serious anglers want – a well-planned 3-hour morning or afternoon charter that covers all the productive water you need to fill your cooler. We're talking about hitting the flats for the holy trinity of inshore fishing, then switching gears to work structure for some real fighters. Captain knows these waters like the back of his hand, and with only 3 anglers max, you'll get the personal attention that makes all the difference between a good day and a great day on the water.
This isn't your typical "let's see what happens" charter. We start smart by targeting the flats where Trout, Redfish, and Snook cruise looking for an easy meal. The shallow water fishing here is visual, exciting, and perfect for anglers who want to see their fish before they hook up. Once we've worked the grass beds and sandy potholes, we'll transition to structure fishing around rock piles, bridges, and docks. These spots hold different fish with different attitudes – think ambush predators that hit hard and fight dirty. The beauty of this trip is the variety. You might start with finesse fishing for speckled trout on light tackle, then end up locked in a tug-of-war with a bull red under a bridge. Weather and conditions dictate our game plan, but the captain always has a backup spot that's producing.
We run a mix of live bait and artificials depending on what the fish are telling us. For the flats work, expect to throw soft plastics on jig heads, topwater plugs during low light periods, and live shrimp under popping corks when the bite gets tough. The structure fishing calls for different tactics – we'll drop live bait around pilings, cast jigs to rock piles, and when conditions are right, we'll troll for the bigger pelagic species like Kingfish and Grouper. All tackle is provided, but if you've got your favorite rod setup, bring it along. We're running medium to medium-heavy spinning gear mostly, with baitcasters available for those who prefer them. The trolling spread uses wire leaders and planers to get baits down to where the kings and grouper are cruising. Live bait comes from our well-stocked live wells – pilchards, threadfins, and shrimp caught fresh or picked up from reliable sources.
Gag Grouper are the prize fish that every angler wants to tangle with, and Florida's waters serve them up in impressive numbers. These bottom dwellers average 15-25 pounds but can push 40+ when you find the right structure. Gags are most active during the cooler months from October through March, when they move into shallower water around 30-60 foot depths. What makes them special is their fight – they'll try to cut you off on the rocks, then make powerful runs toward the bottom. The key is getting them up and away from structure quickly, which is why we use heavy drag and don't mess around once you hook up. Anglers love gag grouper because they're both a trophy fish and excellent table fare, with firm white meat that's perfect for grilling or frying.
Snook are Florida's signature inshore gamefish, and for good reason. These silver-sided beauties are ambush predators that hang around structure like docks, bridges, and mangrove shorelines. They average 18-28 inches but the big girls can stretch over 35 inches and weigh 15+ pounds. Snook fishing peaks during the warmer months from April through October, especially around the full and new moon phases when they're most active. What makes snook fishing so addictive is their explosive strike and acrobatic fight – they'll jump, gill-rattle, and make screaming runs that'll test your drag system. The challenge is getting them away from structure before they cut you off, which happens more often than anglers like to admit. They're catch and release only during certain seasons, but when they're open, snook make fantastic table fare.
King Mackerel, or "kings" as we call them, are the speed demons of the offshore and near-shore waters. These torpedo-shaped fighters average 15-30 pounds but can exceed 50 pounds when conditions align. Kings are most active during the warmer months from April through November, when they follow bait schools along the coast. What sets king mackerel apart is their incredible speed and razor-sharp teeth – they'll scream line off your reel faster than almost any other fish. We troll for them using live bait, spoons, and diving plugs, covering water until we find the schools. Anglers love kings because they're pure adrenaline from hookup to boat, plus they're outstanding on the dinner table when prepared fresh.
Sea Trout, specifically speckled trout, are the bread and butter of Florida inshore fishing. These spotted beauties average 14-18 inches but the "gator" trout can push 24+ inches and 6+ pounds. Specks are active year-round but fishing peaks during spring and fall when they school up over grass beds and sandy bottoms. What makes trout fishing so enjoyable is their willingness to hit artificials – soft plastics, topwater plugs, and suspending baits all produce consistently. They're also excellent fish for beginners because they fight hard on light tackle but aren't as structure-oriented as snook or grouper. Speckled trout are prized for their sweet, flaky meat and are a staple of Southern fish fries.
Redfish, or red drum, are the bulldogs of the flats and one of the most sought-after inshore species. These copper-colored fighters average 18-27 inches in the slot, but the oversized "bull
Our 2017 21' Sportsman center console is your ticket to Florida's best inshore fishing spots. This nimble boat cuts through shallow waters with ease thanks to its reliable 115 HP Yamaha engine, getting you to those productive flats where trout, redfish, and snook love to feed. The wireless trolling motor keeps things quiet when you're stalking fish in skinny water, while the fish finder helps locate schools and structure. With comfortable seating for up to 3 anglers, there's plenty of room to work without getting in each other's way. The onboard icebox keeps your catch fresh and drinks cold during those hot Florida mornings. GPS navigation and radar ensure we can find the best fishing holes and get back safely, even when afternoon storms roll in. Whether we're working the grass flats for reds or hitting the bridges for snook, this boat handles it all with room to spare for fighting fish and storing gear.
Mycteroperca MicrolepisGag grouper are solid fighters that'll test your gear once hooked. These chunky fish average around 20 inches but can push 50+ inches and 80 pounds. You'll find them around offshore reefs, wrecks, and rock piles in 40-150 feet of water. They love structure and will try to drag your bait straight back to their hideout, so keep that drag locked tight. Spring through fall offers the best action when they're actively feeding on crabs, shrimp, and small fish. What makes gag grouper special is their bulldogging fight - they'll use every ounce of strength to get back to cover. The meat is excellent eating too, firm and white. Here's a local trick: look for stone crab traps since gags follow the crabs. Use heavy tackle with circle hooks and live pinfish or cut bait, and be ready to horse them up fast before they hole up in the rocks.
Scomberomorus CavallaKing mackerel, or "kings," are pure speed demons that'll smoke your drag in seconds. These torpedo-shaped fighters typically run 10-30 pounds, but 50+ pounders aren't uncommon. We target them in 40-150 feet of water over reefs, wrecks, and drop-offs where they patrol for schools of baitfish. Fall through spring offers peak action when cooler water brings them closer to shore. What makes kings special is their blistering runs - they're built for speed and will test your tackle to the limit. The meat is rich and oily, perfect for smoking or grilling. We primarily troll for them using live bait like blue runners or artificial lures, but they'll also hit vertical jigs. Here's a key tip: always use a wire leader since their razor-sharp teeth will cut through mono in a heartbeat. When one hits, hold on tight - the initial run is something you won't forget.
Sciaenops OcellatusRedfish are Florida's copper-colored bruisers and absolute crowd-pleasers. These powerful fish average 20-30 inches but can reach 45+ inches and 50 pounds. Look for them in skinny water - sometimes so shallow their backs are exposed - around oyster bars, grass flats, and mangrove shorelines. They're year-round residents but really fire up during fall and spring. What makes reds special is their tenacious fight and those distinctive black spots near the tail. They're bulldoggers that use the shallow water to their advantage. The meat is sweet and firm, perfect for blackening. We catch them on everything from topwater plugs to live shrimp, with gold spoons being a local favorite. Here's a money tip: look for "tailing" reds - when you see their tails sticking up as they root around for crabs, cast just ahead of them and work your bait slowly. Stay quiet and you'll have multiple shot opportunities.
Salmo TruttaSpotted seatrout, or "specks," are fantastic light-tackle fish that fight above their weight class. These silvery beauties with distinct black spots typically run 14-24 inches and 1-5 pounds. You'll find them over grass flats, around docks, and in shallow bays where they hunt shrimp and small fish. They're year-round residents but really turn on during cooler months when they school up. What makes trout special is their willingness to hit topwater lures - nothing beats the explosive strike of a speck hitting a surface plug at dawn. The meat is delicate and flaky, making them excellent table fare. We target them with everything from live shrimp to soft plastics and topwater plugs. Here's an insider tip: fish the grass edges during moving tides, especially early morning and late evening. When you find one, work the area thoroughly - they often travel in small schools and you can catch several from the same spot.
Centropomus UndecimalisSnook are Florida's signature inshore gamefish and absolute blast to catch. These sleek predators average 1-3 feet but can reach over 4 feet and 50+ pounds. You'll find them around mangroves, docks, bridges, and shallow flats where they ambush prey. They handle both salt and fresh water, making them perfect for our varied coastal waters. Best fishing happens during warmer months when they're active, especially around dawn and dusk. What makes snook special is their explosive strikes and acrobatic fights - they'll jump, run, and use every trick to throw your hook. The distinctive black lateral line makes them easy to spot. They're catch-and-release only during closed seasons but fantastic table fare when legal. Here's a pro tip: work your lures right along structure edges where they hide. They're ambush predators, so make your bait look injured and keep it in the strike zone longer.
Sarasota