Florida Fishing Charters with Cash Money
Private Trip
Inshore Fishing
Three-hour inshore charter targeting Trout, Redfish, and Snook in Florida flatsFish around rock piles, bridges, and docks for diverse species opportunitiesTrolling component includes Grouper and Kingfish for varied fishing experience
Nothing beats a solid 3-hour trip on Florida's pristine inshore waters, and that's exactly what you'll get with Cash Money Charters. Whether you're looking to start your day early with a sunrise bite or prefer the afternoon action, this top-rated charter puts you right where the fish are feeding. We're talking shallow flats where the big three - Trout, Redfish, and Snook - cruise the grass beds, plus structure fishing around rock piles and bridges where anything can happen. The best part? You'll cap off your trip trolling for some serious muscle with Grouper and Kingfish that'll make your drag scream. With room for up to 3 anglers, this is the perfect setup for a small group wanting personalized attention and productive fishing.
Your captain knows these waters like the back of their hand, and they'll adjust the game plan based on tides, weather, and what's been biting lately. We'll start by working the flats - those crystal-clear shallows where you can sight-cast to cruising Reds or work topwater plugs over grass beds for explosive Trout strikes. The beauty of Florida inshore fishing is the variety. One minute you're watching your line tight to a mangrove shoreline waiting for a Snook to ambush your lure, the next you're drifting live bait around a bridge piling hoping for something big to show up. The transitions happen naturally as we follow the bite, moving from structure to structure based on what Mother Nature's serving up that day. Don't worry about bringing tackle - everything's provided, from light spinning gear for the flats work to heavier rods for when we're pulling on Grouper.
We fish smart here, matching our approach to the conditions and target species. On the flats, we're throwing artificials like soft plastics, topwater plugs, and spoons - stuff that imitates the baitfish these predators are keyed in on. Around structure like docks and bridges, live bait often rules the day. We'll rig up shrimp, pinfish, or whatever's available to tempt those bigger fish holding in the shadows. The trolling portion is where things get interesting - we'll pull diving plugs or rigged baits at specific speeds and depths to trigger strikes from Kingfish and Grouper. Your captain handles all the technical stuff like reading the electronics, adjusting trolling speeds, and knowing which lures work best in different situations. All you need to do is hold on tight when something decides to eat. The boat's rigged with quality gear, from Penn and Shimano reels to properly maintained rods that can handle everything from 12-inch Trout to 30-pound Kings.
Gag Grouper are the bruisers of this trip, and when one grabs your bait around a rock pile or artificial reef, you'll know it immediately. These fish average 15-25 pounds but can push much bigger, and they fight dirty - diving straight for structure the second they feel steel. Fall through early spring offers the best Gag action in Florida waters, when they move shallow to spawn. What makes them so exciting is their unpredictability; you might catch three in an hour or grind all day for one quality fish. Their white, flaky meat makes them a customer favorite for the dinner table too.
Snook are Florida's signature inshore species, and for good reason. These ambush predators lurk around mangroves, docks, and bridge pilings, exploding on baits with spectacular gill-rattling jumps. They're most active during warmer months, particularly around the new and full moon phases when they're feeding aggressively. A slot-size Snook (28-33 inches) is pure gold - they fight like fish twice their size and are considered one of the best eating fish in Florida waters. The challenge is getting them away from structure before they cut you off, which keeps every hookup interesting.
King Mackerel, or "Kings" as locals call them, are speed demons that'll test your endurance and tackle. These pelagic predators cruise Florida waters year-round but peak during spring and fall migrations. When a 20-40 pound King hits a trolled bait, it's game on - long runs, blistering speed, and aerial acrobatics that'll leave you breathless. They're also notorious for their razor-sharp teeth, so wire leaders are a must. Kings make excellent table fare when bled and iced properly, with firm, white meat that's perfect for grilling or smoking.
Sea Trout, or "Specks," are the bread and butter of Florida flats fishing. These spotted beauties are abundant year-round, with peak action during cooler months when they school up in deeper grass beds. What anglers love about Trout is their willingness to hit artificials - topwater plugs, soft plastics, and spoons all produce consistently. They're also excellent eating, with sweet, flaky meat that's perfect for a fish fry. Trout fishing teaches you to read water and understand structure, making them perfect for anglers wanting to improve their skills.
Redfish are the ultimate sight-fishing target, with their bronze backs and distinctive black spots making them easy to identify in shallow water. These powerful fish are available year-round in Florida, but fall and winter provide the most consistent action as they school up in large numbers. What makes Reds special is their fighting ability - they make long, powerful runs and use their broad bodies to leverage against current. Slot-size fish (18-27 inches) are prized for their table quality, while oversized "Bull" Reds provide pure sport fishing excitement with their raw power and endurance.
This world-class inshore experience delivers everything you want from a Florida fishing charter - variety, action, and the chance
Our 2017 21' Sportsman center console is your ticket to Florida's best inshore fishing spots. This reliable boat cuts through the water with confidence thanks to its 115 HP Yamaha engine, getting you to productive fishing grounds quickly and quietly. The spacious layout comfortably handles up to 3 anglers with plenty of room to cast and fight fish. The wireless trolling motor lets you slip into shallow flats without spooking wary Redfish and Snook, while the fish finder helps locate schools of Trout hiding in deeper pockets. When conditions get murky, the radar keeps you safe and on course. The onboard icebox keeps your drinks cold and preserves your catch for the ride home. Whether we're working the grass flats for the inshore slam or running to structure for Grouper and Kingfish, this boat handles it all. From quiet backwater creeks to open Gulf waters, you'll have everything needed for a productive day on Florida's waters.
Mycteroperca MicrolepisGag Grouper are solid fighters that'll test your tackle around our offshore reefs and wrecks. These chunky fish average 20 inches but can push 50+ inches and 80 pounds. You'll find them hanging around structure in 40-150 feet of water - they love rocky bottoms, ledges, and shipwrecks where they can ambush prey. Fall through spring offers the best action when they're more active in cooler water. What makes gags special is their bulldogging fight - once hooked, they'll try dragging your bait straight back to their hole. The meat is excellent, firm and white. My tip: keep your drag locked tight and don't give them an inch, or they'll wrap you around structure. Use circle hooks with live pinfish or cut bait, and be ready for a serious tug-of-war.
Scomberomorus CavallaKing Mackerel are speed demons that'll give you one of the fastest fights in Florida waters. These silver bullets typically run 10-30 pounds but can top 50+ pounds. We find them trolling in 40-150 foot depths around structure, temperature breaks, and bait schools. Spring through fall is prime season when water temps hit that sweet 70-85 degree range. What makes kingfish addictive is their blistering runs - they'll peel line like no other fish. They're also great table fare with firm, flaky meat (though watch the mercury with bigger ones). The key is trolling with wire leaders since their razor teeth will slice mono instantly. My trick: rig live bait with a stinger hook through the back - they often hit from behind. Keep your drag smooth and be ready for a screaming run that'll test your tackle.
Sciaenops OcellatusRedfish are the ultimate sight-fishing thrill on our shallow flats. These copper-colored bruisers average 20-35 inches and fight like they're twice their size. You'll spot them cruising oyster bars, grass flats, and mangrove shorelines in just 1-4 feet of water - sometimes with their backs showing. Year-round fishing is solid, but fall and spring offer the most consistent action. What makes reds special is watching them eat your lure in skinny water, then feeling that bulldogging power as they try to reach deep water. They're excellent eating too, with sweet, firm meat. That black spot near their tail isn't just for show - it confuses predators into attacking the wrong end. My tip: approach quietly and cast past cruising fish, then work your bait back into their path. Topwater plugs at dawn create explosive strikes you'll never forget.
Salmo TruttaSpotted Sea Trout are bread-and-butter fish that provide steady action on our grass flats. These speckled beauties typically run 14-24 inches and 1-5 pounds, perfect for light tackle fun. You'll find them cruising shallow grass beds, oyster bars, and sandy potholes in 2-8 feet of water. They're most active during moving tides, especially early morning and evening. What makes trout great for families is their willingness to bite and their sweet, flaky meat that's hard to beat. They're not the strongest fighters but they're consistent producers. The trick is finding clean water over grass - they hate murky conditions. My favorite setup is a popping cork with live shrimp about 18 inches below, worked slowly over the grass. When you find one, work the area thoroughly since they usually travel in small schools.
Centropomus UndecimalisSnook are Florida's signature gamefish, and for good reason. These sleek predators average 1-3 feet but can hit 4+ feet and serious weight. You'll find them around mangroves, docks, bridges, and creek mouths where fresh meets salt - they love that brackish mix. They're temperature sensitive, so summer through early fall is prime time. What gets anglers hooked is their explosive strikes and acrobatic fights - they'll jump, run, and put on a real show. Plus they're fantastic eating with sweet, flaky meat. The challenge is their sharp gill plates that'll cut your line in a heartbeat. My go-to trick: use a short fluorocarbon leader and work topwater plugs or live shrimp right against structure. Cast tight to cover - that's where they're waiting.
Sarasota